Chime offers a referral bonus every time you refer someone new using your referral link, and they receive a single qualifying direct deposit of $200 or more! To qualify for the referral bonus: Your friend must enroll and complete a single qualifying direct deposit of $200 or more within 45 days of opening their account. Chime is an online bank service that provides no-fee checking and savings accounts. Chime app is available for Android and iOS. All users are provided with a Visa Debit Card that works worldwide, however, Chime banking services are only provided in the United States. Chime supports interbank transfers through the Automated Clearing House Network.