Normal bloke sharing my codes to save you money and make some myself. Happy to answer questions about products as well as I am a digital tech nerd, so can explain how I'm getting on and getting the most out of my products.
Wise offer fee free international transactions at much better rates than your regular bank can offer.
You can also set up virtual bank cards for use on your Apple/Android or even Garmin Pay, which is what I'm using it for to pay on my watch.
Using my link, you will get a fee-free transfer up to ยฃ500 when you sign up with my link.