. Create a Revolut account with your unique invite link 2. Verify their identities and get approved in our Know Your Customer (KYC) checks 3. Top up their accounts by connecting another bank account or using a bank card 4. Order a physical Revolut card (delivery charges may apply) 5. Complete 3 purchases of at least SEK 75 each with their Revolut cards. Transaction exceptions apply, please review all terms for details. (Note: Purchases can be made with virtual cards pending physical)