To welcome you in, weโre giving you a 0.25% boost to your interest rate. Your exclusive 0.25% AER boost is applied on top of your existing Chip Instant Access interest rate (4.84% AER variable) for 90 days. All you need to do is join Chip now and deposit ยฃ1,000.00 or more into our Chip Instant Access Account. Hold your deposit for 30 days to qualify.