Credit applies after first purchase.

There’s not enough time in the day for everything I want to read on @Scribd. Check it out for yourself:

Receive $5 Just for downloading the app and signing up! Receive 100-200 in points which can be redeemed for $1-$2 after signing up and checking your credit score. Receive $25 For signing up, downloading the app, and funding your account with at least $10 (Must be added via direct deposit or bank transfer, as debit transfers require a $500 minimum.) Receive $20 for receiving a personal loan quote. Move your Direct Deposit to SoFi and deposit $1000 in the next 30 days for an additional $100

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