4.80% APY on your entire balance
Deposits are FDIC-insured3
$0 monthly account maintenance fees
You could earn:
$50
Deposit total between $5,000โ$14,999.99
$100
Deposit total between $15,000โ$29,999.99
$200
Deposit total more than $30,000+
Join your friend on Oxygen and earn up to $100!
Simply scan the QR code below to download our app. Once you open an Oxygen account, both of you will be eligible for a $100 reward. To qualify, ensure you receive a payroll direct deposit of $500 or more and make 5 debit card purchases within 60 days of opening an account. Check out the Referral Terms for complete details. Start earning with Oxygen today!
Invite a friend, earn $10 cash back.
If a friend joins PayPal, you each can earn 1,000 points (redeemable for $10 cash back). Just follow 3 simple steps.
Send an invitation to a friend who doesnโt have PayPal.
Have them sign up and link their bank account or card.
When they spend or send at least $5 (within 30 days of signup), you both can earn 1,000 points (redeemable for $10 cash back). Have them sign up and link their bank account or card.
You can invite up to ten friends and earn up to $100 cash back (10,000 points).