Sign up then Make 1 debit card purchase, direct debit / apple pay or BPAY payment in the first 30 days
5000 point = $22 cash each per referral ( You can get other things like gift cards IE $20 woolies gift card about 3000 points)
I'm swapping and using this as my everyday account the rewards are great
Use my link to open account and sign in. You can stop here if you dont want to deposit anything and you will still get the $10
Deposit $100 for extra $30
Deposit $500 for a free apple share