up by following the unique link to the referral landing page form and
following the instructions there
2. Make sure that you sign up on the referral landing page with the same
phone number that you will use to create your Zing account
3. Download the Zing app and be successfully on-boarded as a customer
for the First time
4. Top up your Zing account
5. Complete at least one Qualifying Transaction
6. Comply with these Referral Terms. Remember our usual Zing T&C
also apply once you become a Zing member; and
7. Remain a Zing Member with an open account in good standing that is not
suspended or restricted up to the time Zing credits the reward.