Wombat Invest - Free £10 for a £10 Investment Wombat Invest is a new app developed by a company founded in 2017. They want to make investing more acceptable (like many fintech companies these days), and are trying to do so by making their investment funds tailored to certain sectors/beliefs that are easier to understand for the common person. They've done so by naming their funds "The Foodie", "The Techie", "The Green Machine", to make it more relatable to those who don't have as much exposure to the investment market. There are currently 15 different themes to choose from. They are currently offering a **free £10 to anyone who invests £10** and doesn't withdraw their investment in the first 90 days. I recommend signing up to a GIA account rather than ISA as you can only open 1 S&S ISA per year. Wombat Invest is also regulated by the Financial Conduct Authority (FCA) in the UK and is FSCS protected. This doesn't mean your investments aren't at risk, but they are covered if Wombat were to go default, so there is little risk in this investment overall. Investing is free up to £250, if you invest more than that there are monthly fees you'll need to cover. Steps: 1. Signup and open a General Investment Account (GIA) using my referral link. 2. Deposit £10, and then invest this £10 3. You should receive your investment bonus from Wombat within 14 days 4. Don't withdraw for 90 days or you'll lose your bonus 5. After 90 days, you're able to withdraw your deposit + bonus for a healthy profit!

World Remit - £30 bonus for sending £100 World Remit is a reliable money transferring platform, allowing users to send money abroad with good exchange rates and low fees. If you join and send 100.00 GBP we'll each get a 30.00 GBP voucher. This is a voucher that you apply as a discount on a second transfer. On top of the referral (£30), they also have extra codes that boost the offer: TAKE10 - £10 discount on the very first transfer and 3FREE (no fees if you transfer in the future). --- **Steps to get your £30 voucher discount:** 1. Click/tap to my referral link. 2. Select the country you want to send money to and then press 'get started' 3. Enter at least 100 GBP as the amount to send 4. Get a £10 discount 'Got a promo code?' using **TAKE10** 5. Click Add a new recipient. If you have a contact or bank in country where you can send to, then just enter those details. If you don't have one, then you should set up Wise and send to the USA bank details. The details for USA, would be your **name + account number**. All the other info is not verified, so you can just fill in random data. If you do not have a Wise account, you can use my link on my page. 6. Fund your transfer by sending £100 from your UK bank account to WorldRemit or paying directly via debit card --- make sure you add your unique reference number 7. Transfer usually is done within a day or two. Voucher usually is sent shortly after after completion of transfer 8. You will then use that voucher on a new transfer, where you will see a £30 discount applied (you can just re-do the original transfer and net the profit)

Xendpay - free £10 for sending £100 to yourself. Xendpay is a money transfer service, ( rated "excellent" by Trustpilot. They're offering new UK users a free **£10** when you sign up with a referral link and send at least £100 into another currency. If you need a foreign Euro account to send to, you can easily open one for free with a Wise account. Users from outside the UK can sign up as well and get a €10/$10 bonus for sending €100/$100, depending on their home currency. The bonus is applied as a discount towards your first transfer, meaning you pay £90 and receive £100 into your other account. Your transfer will be fee-free as Xendpay have a [Pay What You Want]( policy. This means you can change the transfer fee you pay for up to £2,000 of money transfers every year. Steps: 1. Sign up with my referral link. I’d recommend completing the sign-up process on the same device to ensure the referral tracks properly. 2. Transfer at least £100 into another currency (or €/$100 if you live outside the UK). Most people just send this to their foreign Euro account (such as Bitwala). On the Xendpay website, click *Send money,* then choose the country to send to - if you don't know where your Euro account is located, see the first two letters of your IBAN (Euro account number). Bitwala's accounts are German (DE), while Wise has Belgian (BE) or Lithuanian (LT) accounts. Alternatively you can transfer from your UK GBP account to a dedicated Euro/USD account in a UK bank, if you have one. 3. Set the Transfer fee to 0 and your transfer will be fee-free. 4. You'll see the £10 bonus applied to this transfer, meaning you'll pay £90 and receive £100. 5. You should receive your transfer in 1-2 business days.

Ziglu - Instant £5 by making £1 exchange Ziglu is a cryptocurrency app which launched on 15th June 2020. The platform feels more like an easy to use banking app --- the company was founded by Mark Hipperson, who was previously a co-founder and CTO at Starling Bank. The app is very easy to use and all the transactions are instant: GBP deposits/withdrawals. Buying/selling crypto. On top of that, they have two really good products: a "Bitcoin Boost account" that pays 5% annual interest on your BTC, as well as a "Sterling boost account" (I highly recommend you look into this one, works brilliantly). **Their invite program currently gives out a £5 for your first £1 exchange. It's all instant and you can cash this back to your bank in minutes if you want to.** --- **Short steps** --- * Follow invite link * Enter your number to get started. * Deposit £1 or more on your Ziglu GBP wallet * Exchange £1 or more * You will receive a **£5** credit on your GBP wallet * You can withdraw the fiver or even spend it directly if you order Ziglu's debit card ____ [Referral Terms](