4.80% APY on your entire balance
Deposits are FDIC-insured3
$0 monthly account maintenance fees
You could earn:
$50
Deposit total between $5,000โ$14,999.99
$100
Deposit total between $15,000โ$29,999.99
$200
Deposit total more than $30,000+
Join your friend on Oxygen and earn up to $100!
Simply scan the QR code below to download our app. Once you open an Oxygen account, both of you will be eligible for a $100 reward. To qualify, ensure you receive a payroll direct deposit of $500 or more and make 5 debit card purchases within 60 days of opening an account. Check out the Referral Terms for complete details. Start earning with Oxygen today!
Invite a friend, earn $10 cash back.
If a friend joins PayPal, you each can earn 1,000 points (redeemable for $10 cash back). Just follow 3 simple steps.
Send an invitation to a friend who doesnโt have PayPal.
Have them sign up and link their bank account or card.
When they spend or send at least $5 (within 30 days of signup), you both can earn 1,000 points (redeemable for $10 cash back). Have them sign up and link their bank account or card.
You can invite up to ten friends and earn up to $100 cash back (10,000 points).
Help your friends and family save and earn money by referring them to Raisin and we'll reward you and your good deed with a $50 bonus for each referral*. You could personally earn up to $1,000 with a maximum of 20 referrals! And thereโs more: When friends become Raisin customers through the Referral Program, they can earn as much as $125 in Bonus Cash by meeting program eligibility requirements.
Referral registration
A friend must use your unique referral code at the time of registration for you to get credit for the referral. Then they must complete enrollment and deposit at least $5,000 into their new Raisin account for both parties to qualify for Bonus Cash.
Earn bonus
Your referral will have 30 days after their initial deposit (the โDeposit Periodโ) to make additional deposits eligible for the Bonus. Once your referral has maintained the minimum deposit amount of $5,000 for at least 90 days after the Deposit Period, you both will be eligible to earn a bonus. For each friend you refer who meets the eligibility requirements, you will earn $50. (Maximum 20 referrals/$1,000) Each friend can earn $25-$125 in Bonus Cash based on all deposits added to the first deposit within the first 30 days after the initial deposit. $25 for the first $5,000 deposit and $5 for each subsequent $5,000 deposit.
Stack with $50 from Rakuten