erms and conditions of the Civislend “Bring a Friend” Program Welcome to the “Bring a Friend” Program (“the Program”). These terms and conditions establish the terms under which you can participate in the Program and obtain benefits for referring new investors to Civislend. By participating in the Program, you agree to comply with these terms and conditions. Eligibility: a) To be eligible to participate in the Civislend Program, you must be a registered user and be at least 18 years of age. b) Civislend employees, partners and their immediate family members are not eligible to participate in the program. How does the program work: a) The Program allows you to refer friends, family or acquaintances to become new investors in Civislend. b) To refer someone, you must provide your personalized referral link provided by Civislend through any platform that makes it easier for you to share with the user referred to said link. c) The referred person must register on Civislend using your referral link and make your first investment for the reference to be valid. Once completed, you must wait for that the project in which the referred person has invested is formalized. d) Only one referral per person referred will be accepted. Multiple references will not be accepted for the same person. 2 Referral Benefits: a) For each referred person who registers and makes their first effective investment in Civislend Using your referral link, both investors will receive a certain bonus by Civislend. The bonus will be calculated as follows and credited to the accounts corresponding:  If your friend makes their first investment of between €250 - €1,499, €25 for you and €25 for your friend.  If your friend makes his first investment of between €1,500 - €2,999, €50 for you and €50 for your friend.  If your friend makes his first investment of €3,000 or more, €75 for you and €75 for your friend. b) Bonus percentages and bonus limits may vary and are subject to change. changes at the discretion of Civislend. c) Referral bonuses will be credited to each investor's account once formalized. the project that gives rise to the bonus and will be freely available. Policy Compliance: a) By participating in the Program, you agree to comply with all policies and terms of use of Civislend, as well as any applicable law or regulation. b) Fraudulent or deceptive practices are not permitted when referring people to the Program. Any violation of these practices will result in disqualification and forfeiture of all prizes. referral benefits. Modification and Termination: a) Civislend reserves the right to modify or terminate the Program at any time and at its sole discretion. b) In the event that the Program is modified or terminated, Civislend will communicate in a manner in a timely manner with affected participants and will provide details about the changes or completion of the program. By participating in the Civislend Program,

The Urbanitae referral program is a way to thank our users for their trust and encourage them to make us known among their loved ones (see limitations section), inviting them to register on the platform and invest with us. Every Urbanitae user can share a personal invitation link, available in their private area, in the upper right corner, in the “Invite” section. Once the invited user completes their first investment, both parties share compensation, which can reach up to 150 euros. These are the conditions of the program: Beneficiaries of the referral program Our referral program has two beneficiaries: the user who invites and the user(s) who is invited. Inviting user: to access the program, simply be registered in Urbanitae and share the sharing link available in the private area. Once the guest registers with Urbanitae through that link and makes their first investment, they will both receive an allocation. Guest User: To be a beneficiary of the referral program, the guest must register using the share link of an Urbanitae user and invest in the platform. Once the first investment is completed, inviter and guest will receive compensation. Remuneration Both the invited investor and the invited user will receive a payment or incentive in their Urbanitae wallet for the first investment of the invited user. The amount of said payment will be distributed 50% between guest and inviter; It will depend on the amount of the first investment, and will be received within the first ten days of the month following the closure of the project in which the investment was made. The payout table is as follows: Investment €500 €1,500 €1,510 €3,000 >€3,000 Payment €25 €50 €75 Limitations Under the referral program, first-degree relatives or legal entities whose administrator is the prescriber cannot be invited. This emission cannot be accumulated with others that may be established in Urbanitae. In case of conflict, only the one with the highest import would be paid.

2024 2024 Si te registras en Wecity e introduces e introduces mi código, podemos llevarnos 50 euros cada uno. Consulta las condiciones y vigencia de la oferta en su web. MUCHAS GRACIAS Muy feliz