How it works You share your unique referral link with friends (you can find this in your Monzo app) They tap the link and enter their mobile number, which sets the clock ticking. They have 30 days to: download the Monzo app apply for a current account or business account add some money and pay for something using Monzo (no minimum amount) The referral’s complete and you’ll both get £5. We may offer you more than £5 and if we do, we’ll let you know in the app. We’ll call the amount you receive from us ‘the bonus’.

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