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Use this link to get $5 toward the first loan you take, another $5 when you repay, or $5 when you fund your first loan. SoLo is for EVERYONE! Bad credit, no credit, no direct deposit, unemployed - you can get a loan on SoLo. Looking for a way to make some money instead? Become a lender, pick which loans you want to fund, and make up to 15% in tips per loan! Everyone receives a SoLo score when they sign up. Every time a loan is repaid on time, your SoLo score will increase AND your maximum loan amount will increase by $50 (1st loan is $20 min/$100 max), too, all the way up to $625. TIPS FOR NEWBIES!! -If you end up with a low starting score and your request hasn’t been fulfilled within 24 hours, consider lowering the request to $30 or less. -Always include the max 15% tip to your lender until you’ve paid back at least 5+ loans to ensure speedy funding (often 5 minutes or less!) -TURN OFF SOLO TIPS UNDER SETTINGS BEFORE REQUESTING EACH LOAN. The only exception to this is if you’re having trouble getting funded on your 1st loan ONLY (lenders are only insured for loans with solo tips included, however most prefer to fund loans without solo tips since solo requires lenders to pay the tips plus the loan amount when funding loans). -You may be funded easier by choosing an earlier repayment date, but ONLY do this if you can pay it back before 9pm on that day!! -Your loan can always be paid back early, as quickly as 24 hours from the minute the loan was funded. This can be a quick way to raise your limit and your score!! Even with the lowest score and a minimum $20 first loan, by repaying each loan after 24 hours in just 7 days you can increase your maximum to $370 and take your score from low to 80 or above and reduce the time between requesting and funding to 5 minutes or less. -ALWAYS REPAY ON TIME. Late repayments (after 9pm CST on the due date is considered late) won’t disqualify you (even if they are VERY LATE - like, months late you can still request another loan as soon as it’s paid) BUT they will reduce your maximum limit by $100 or more IMMEDIATELY upon becoming late and reduce your score by a few points as well. Better to choose the latest possible repayment date than risk paying late. Penalties can sometimes be avoided if you proactively reach out to customer service BEFORE the loan is late.

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