The program allows existing Klarna users ("Advocate(s)") to invite people they know to download the Klarna app and sign up to become a Klarna user ("Referred Consumer"). When an Advocate refers a Referred Consumer through this program and all Referral Requirements (as se out below) are fullfilled, the advocate and the referred Consumer will be entitled to a reward. Advocate is entitled to receive a maximum of ten (10) Rewards in total.