3.30% Savings APY + 1.00% Referral Bonus 4.30% For 3 Months Here's a link to a referral code: No minimum deposit and no fees No limit to the number of withdrawals or transfers you can make from your Online Savings Account. Interest is compounded daily and credited monthly to your account. To add or remove a beneficiary, log in to your account and select “Manage beneficiaries.” You can also give us a call, 24 hours a day / 7 days a week, to add or remove a beneficiary. Online Savings Accounts are limited to a maximum balance of $1,000,000 per account.