Referral Rules: your friend could earn up to 15,000 points. They could earn 1,250 Membership Rewards® points for each monthly billing period in which they spend $750 in purchases on their Card in their first year as a new Cobalt® Cardmember.³ They could earn a total of 15,000 points³ - that’s up to $150 towards your next night out.⁴ .

MY BONUS: everyone is writing "free coffee" but it doesn't appear that the person signing-up gets anything. With me at least you will get $1 which will supplement your 1st coffee :)

MY BONUS: I will send $1 USD to you in Litecoin. Fiverr gives you $5 USD. This is the best website for freelancers in my opinion. .

MY BONUS: I will send an extra 50 points (which is a free night's stay in a lot of places) to incentivize using my referral code :) It is very easy to transfer as it can be done within the site. .