Clearpay are a buy now pay later shopping app that, apparently, don't credit check. They allow you to pay over 4 instalments and they send your item once you've made the first payment.
It's really easy and quick to open a current account with Monzo and if you use the link you'll get £5 deposited into your account instantly!
Click the link, sign up by following the instructions, wait a day or two for your Monzo card to arrive, as soon as you use it you'll get £5 added to your account!
If you use my Zilch referral code you could even link your Monzo card to your Zilch account and turn the £5 Monzo reward into £20 (using Zilch's "but now pay later") as well as getting the £10 reward from Zilch! Netting you £30!
I can send you step by step instructions if you want to try this and want some help, but it's pretty easy once you have the apps open.
Monzo referral:
Zilch referal: