The Airbnb Referral Program (“The Program”) allows Members to earn promotional coupon credits (“Travel Credits”) toward future homes/experiences bookings by referring friends to become new users on Airbnb. To participate, Members must agree to these terms, which become part of the Airbnb Terms of Service. Capitalized terms that are not defined here will have the same meaning given to them in the Airbnb Terms of Service. How to Earn Referral Travel Credits Members can earn Travel Credits if: (i) a referred friend clicks on their referral link to create a valid Airbnb account that complies with our Terms of Service; and (ii) the referred friend completes a Qualifying Reservation (as defined below). The referring Member can not earn Travel Credits for any reservation which they host. The referring Member will be credited with the Travel Credit amount(s) specified for each type of reservation in the referral invitation or accompanying promotional materials after the completion of the referred friend’s Qualifying Reservation. A referral invitation may include offers for up to three types of Qualifying Reservations: a Qualifying Home Reservation, a Qualifying Experience Reservation, and/or Qualifying Hosting Reservation (collectively, “Qualifying Reservations”). If the referred friend completes a Qualifying Home Reservation by booking and completing a home stay, the referring Member will receive the Travel Credit amount specified for the Qualifying Home Reservation, if any. If the referred friend completes a Qualifying Experience Reservation by booking and attending an experience, the referring Member will receive the Travel Credit Amount specified for the Qualifying Experience Reservation, if any. If the referred friend completes a Qualifying Hosting Reservation by creating a listing and completing a booking, the referring Member will receive the Travel Credit Amount specified for the Qualifying Hosting Reservation, if any. A referring Member can earn multiple Travel Credit amounts if the referred friend completes more than one type of Qualifying Reservation. The maximum Travel Credit that can be earned per Member will be $5,000 USD total in respect of Qualifying Home Reservations and Qualifying Hosting Reservations and $2,000 USD in respect of Qualifying Experience Reservations (or its local equivalent* if we support it) made by referred friends, unless indicated otherwise in the referral invitation or accompanying promotional materials. Qualifying Reservations A Qualifying Reservation must have the minimum total value (excluding guest fees or taxes) indicated in the referral invitation, accompanying promotional materials, Airbnb website, or Airbnb mobile application for that type of reservation. Note that this total value may change based on currency fluctuations. The Qualifying Reservation must be booked and paid for via the Airbnb platform, and the referred friend must complete the stay or the experience before the referring Member can receive Travel Credits. A reservation will not be considered a Qualifying Reservation, and therefore no Travel Credits will be earned, if the referring Member is the host or if the reservation is cancelled at any time. Redeeming Travel Credits Travel Credits may only be redeemed via the Airbnb Platform. Once earned, Travel Credits will appear as Travel Credit on the referring Member’s checkout page, but you may need to enter a code at checkout to redeem the credit. Travel Credits must be used within one year from the date they are issued, after which they will expire. Travel Credits are coupons issued for promotional purposes; they have no cash value and may not be transferred or exchanged for cash. Travel Credits may not be applied to a reservation of 28 nights or more. Travel Credits may not be earned by creating multiple Airbnb Accounts. Travel Credits accrued in separate Airbnb accounts may not be combined into one Airbnb account. If for any reason you believe that there is a discrepancy regarding your balance of Travel Credits, please contact us. Airbnb may require you to submit additional information in order to make a determination regarding your balance. All decisions regarding your balance will be final and at Airbnb’s sole discretion. You are responsible for any Tax consequences, if any, that may result from your redemption or use of Travel Credits. Where applicable, Airbnb may be required to account for VAT on any services for which the Travel Credits are redeemed. Sharing Referral Links Referrals should only be used for personal and non-commercial purposes. Referral links should not be published or distributed on commercial websites (such as coupon websites, Reddit, or Wikipedia) or on blogs. Members are prohibited from “spamming” anyone with referral invitations. This includes mass emailing, texting or messaging people you do not know or using automated systems or bots through any channel to distribute your referral link. Members are prohibited from paying to advertise their referral links. Referred Friends Referred friends who have signed up using a valid referral link will also receive credit in the form of a coupon or coupons in the amount(s) indicated in the referral invitation or accompanying promotional materials that can be used on their next Qualifying Reservation on Airbnb. Coupon codes that are not automatically applied must be entered during checkout. Coupon codes may not be transferred to another person, exchanged for cash, or combined with other Airbnb referral programs or incentives. Each coupon code may only be used on in conjunction with the booking of a single eligible Airbnb Home or Experience that meets the minimum total value (excluding guest fees or taxes) indicated in the referral invitation, accompanying promotional materials, Airbnb website, or Airbnb mobile application for that type of reservation. Coupon codes expire one year from when you sign up for an Airbnb account. Offer available while seats last. Airbnb reserves the right to any remedy, including cancellation of your account or reservations, if fraud, tampering, violations of these terms or Airbnb’s Terms of Service or Payments Terms of Service, or technical errors are suspected. Void where prohibited. If your reservation later qualifies for a refund, the maximum refund you may receive is the amount you actually paid. Multiple Referrals A referred friend may only use one referral link. If a referred friend receives referral links from multiple Members, only the Member associated with the referral link actually used by the referred friend will receive Travel Credit. The Program may not be combined with other Airbnb referral programs or incentives. If a referred friend receives referral links from multiple Airbnb referral programs, preference will be given to payment via the Host Referral Program, voiding eligibility from The Program. Severability If any provision in these terms are held to be invalid, void, or unenforceable, such provision (or the part of it that is making it invalid, void or unenforceable) will be struck and not affect the validity of and enforceability of the remaining provisions. Termination and Changes Airbnb may suspend or terminate the Program or a user’s ability to participate in it at any time for any reason. We reserve the right to suspend accounts or remove Travel Credits if we notice any activity that we believe is abusive, fraudulent, or in violation of the Airbnb Terms of Service or Payments Terms of Service. We reserve the right to review and investigate all referral activities and to suspend accounts or modify referrals in our sole discretion as deemed fair and appropriate. The scope, variety, and type of services and products that you may obtain by redeeming Travel Credits can change at any time. Updates to the Terms We can update these terms at any time without prior notice. If we modify these terms, we will post the modification on the website, applications, or services, which are effective upon posting. Continued participation in the Program after any modification shall constitute consent to such modification. * If available, the local currency equivalent Travel Credit amount will be calculated using a system-wide rate, known as the base exchange rate, for currency conversion using data from one or more third parties, such as OANDA. We regularly update the base exchange rate, but it may not be identical to the real-time market rate.

Terms and Conditions American Express income and credit approval criteria apply. Subject to Terms and Conditions. Interest, fees and charges apply. All Interest Rates are quoted as an Annual Percentage Rate. All information is correct as at 21 October 2021 and is subject to change. This offer is only available to those who reside in Australia. Cards are offered, issued and administered by American Express Australia Limited. Credit provided by American Express Australia Limited (ABN 92 108 952 085), Australian Credit Licence No. 291313. ®Registered Trademark of American Express Company. Bonus & Eligibility. Offer only available to new American Express Card Members who apply online, are approved and spend $3,000 or more on eligible purchases on your new Card in the first 3 months from the Card approval date. Card Members who currently hold or who have previously held any Card product issued by American Express Australia Limited in the preceding 18 month period are ineligible for this offer. Eligible purchases do not include annual Card fees, cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies. Qantas Points are earned in accordance with and subject to the Qantas American Express Card Points Terms and Conditions. 65,000 Bonus Qantas Points will be awarded to the eligible Card Member’s account 8-10 weeks after the spend criteria has been met. Qantas Frequent Flyer membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at This advertised offer is not applicable or valid in conjunction with any other advertised or promotional offer. Interest Rate. This interest rate does not apply for Cash Advances and associated fees You will have up to 44 days interest free period on purchases provided you pay the full closing balance of your monthly statement by the due date each month. There is no interest free period on balance transfers or if you carry forward a balance from the previous statement period. The total of interest free days will depend on when you make the purchase and when your statement is issued. To receive the Qantas Travel Credit, you must have paid the annual Card fee and minimum payment by the due date. The $450 Qantas Travel Credit can be redeemed for any eligible Qantas flight booked (i.e. a QF flight number on your ticket) and paid online through American Express Travel in a single booking. All travel is subject to Qantas American Express Travel in a single booking. All travel is subject to Qantas Conditions of Carriage. The Travel Credit can be used for 365 days from the anniversary date and cannot be carried forward to any subsequent year. For bookings less than $450 any unused portion of the Qantas Travel Credit will be forfeited. The Qantas Travel Credit will be available each year of Card Membership, as long as you have paid the annual fee and your account is current and in good standing. Subject to Qantas Travel Credit, Terms and Conditions. You must be a member of the Qantas Frequent Flyer program to earn and redeem Qantas Points. A joining fee may apply. Membership and the earning and redemption of points are subject to the Terms and Conditions of the Qantas Frequent Flyer program available at Qantas Points and bonus Qantas Points are earned in accordance with and subject to the Qantas American Express Cards Points Terms and Conditions, and exclusions apply. Eligible purchases do not include cash advances, interest, balance transfers, fees and charges for traveller's cheques and foreign currencies - these do not earn Qantas Points. For the full list of exclusions, please refer to the Qantas American Express Cards Points Terms and Conditions. You will earn 0.5 point per dollar spent with Merchants classified as 'government', including the Australian Taxation Office, the Australian Postal Corporation (Australia Post), Federal/State and Local Government bodies, including where you use a payment account, payment aggregator, services of a third party or online retailers that sell goods for another merchant. Additional Card Members must be 16 years of age or over. Additional Card Members were previously referred to as Supplementary Card Members. The basic Card Member will be liable to pay for all transactions made by Additional Card Members. Provided you are a Qantas Frequent Flyer and have registered your Qantas Frequent Flyer number with your Qantas American Express Ultimate Card, you are eligible to receive two Qantas Club Lounge Invitations each anniversary year of your Card Membership after purchasing on selected Qantas products and services using your Qantas American Express Ultimate Card. Selected Qantas products and services are Qantas passenger flights with a QF flight number purchased directly from ; Qantas Frequent Flyer and Qantas Club membership joining and/ or annual fees. Subject to Qantas American Express Card Points Terms and Conditions. Within 1-2 weeks of purchasing selected Qantas products and services, two Qantas Club Lounge Invitations will be assigned to your Qantas Frequent Flyer account. Visit the Complimentary Invitations Portal to access your invitation, link it with an eligible Qantas flight booking or find out more information. Qantas Club Lounge Invitations are valid for a single visit by one guest to a Qantas Club Lounge and must be used prior to their expiry. Invitations are subject to the Qantas Club Terms and Conditions and are not valid for Qantas International First Class Lounges, the Qantas Chairman’s Lounge, Qantas Domestic Business and or oneworld® alliance partner or associated lounges. Qantas Club Invitations cannot be carried forward to any subsequent year and must not be sold, they may only be transferred as allowed by Qantas. Invitations may be revoked or withheld if your Qantas American Express Ultimate Card account is not in good standing, if the selected Qantas products and services are refunded in full or if you have not complied with these Qantas Club Invitation Conditions, the Credit Card Terms and Conditions or the Qantas Club Lounge Access Terms and Conditions. Selected Qantas products and services are Qantas passenger flights (with a QF flight number) purchased on the Qantas merchant account i.e. with Qantas direct or some travel agents and Qantas Frequent Flyer and Qantas Club membership joining and annual fees. Excludes Jetstar, Qantas Holidays, and Qantas branded non-airfare products. Subject to the Qantas American Express Card Points Terms and Conditions. Entry into The American Express Lounge is governed by the full Terms and Conditions available at All entrants must adhere to the General Conditions of Entry. Qantas Ultimate American Express Credit Card Members are entitled to a total of two (2) entries into the American Express Lounges in Australia per calendar year (1 January to 31 December). Complimentary access is available for the Card Member's children between the ages of 2-17. Card Members wishing to bring additional guests may be subject to a charge that is to be processed on the Card Member's American Express Card. Qantas Wine Premium Membership and its benefits are subject to the Qantas Wine Terms and Conditions. To join or purchase from Qantas Wine, you must be a Qantas Frequent Flyer member aged 18 years or older and have an Australian delivery address. An annual Membership fee usually applies for Qantas Wine Premium Membership but this will be waived so long as you continue to hold your Qantas American Express Ultimate Card. Complimentary joining gift is not available with this offer. Qantas Wine Premium members will earn 3 Qantas Points per dollar on Liquor Act 2007: It is an offence to sell or supply to or to obtain liquor on behalf of a person under the age of 18 years. Licence Number: LIQP770016736. The Qantas American Express Ultimate Card insurance is subject to terms, conditions and exclusions (such as maximum age limits, pre-existing medical conditions and cover limits) - see the full terms and conditions available here. You must use your Qantas American Express Ultimate Card to pay for your return trip in order to be eligible for the travel insurance or pay for eligible items in order to be covered under the insurance. The insurance is underwritten by Chubb Insurance Australia Limited (ABN 23 001 642 020, AFSL No. 239687) under a group policy held by American Express Australia Limited (ABN 92 108 952 085, AFSL No. 291313). Card members are not a party to the group policy, but may be able to claim under it as third party beneficiaries. This website does not take into account your objectives or financial situation. You should read the full terms and conditions to decide if this insurance meets your needs. You can create an Instalment Plan as long as your account is in good standing. We may limit the amount that can be transferred to an Instalment Plan. Each Instalment Plan will begin from the date it is successfully created, as communicated to you in your Online Account. Payment of your first Monthly Instalment will be due in your next payment cycle. You will be charged a Monthly Plan Fee for each Instalment Plan created. This fee will be charged each month your Instalment Plan is active and will be notified to you before you create the Instalment Plan. View the full Plan It Instalments Terms and Conditions here. Delivery is subject to the Qantas Wine Terms and Conditions and available within Australia only. Provided that you do not contribute to or unreasonably delay reporting any misuse of your Account and you have complied with your Card Conditions, you will not be held liable for any unauthorised charges. If your Credit Card is lost or stolen, you must report it immediately. You can call American Express 24 hours a day. In Australia, call us on 1300 363 687. If you are overseas, report your lost or stolen Card to the nearest American Express Travel Service or Representative Office. 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For clients residing in Australia the referred friend will be required to deposit a minimum of USD$200 in a single transaction for both parties to be credited with a reward of USD$100 each

Once you deposit $5 into your account you will be given an extra $10 bonus.