Your friend will receive 4000 Avios if they spend £6,000 in their first 3 months of Cardmembership this for the classic blue British Airways AMEX that has no yearly fee American Express United Kingdom UK

Make sure you phone can take an esim - the beauty of this is that you can top up the same sim each time you return to the same place. I have used this in the middle east, australia and NZ and it has worked brilliantly and does not chew up data fast - it's decent good quality data. Hey, have you tried an eSIM? Get US$3 off your first eSIM data pack from Airalo. Use code JETT1458 when you sign up or apply it at checkout.

Taxd.co.uk 10GBP off Online tax App to submit UK HMRC tax returns for under 99£. works for expats and non resident landlords also. Referral Offer! You will receive £30 for every referral & your friend receives £10 off the full tax return fee. Really makes returns simple, saved me 8 hrs work as I did my return in less than 1 hr

Free debit card and transfer too INTERNATIONAL AND FREE TO OPEN Wise is great as it's multicurrency, good interest rates and saves all that overseas commission when traveling. Great also for small purchases at airports when on a transfer. You don't need to have an expensive bank account or pay fees to be able to travel commission free.