Clearpay are a buy now pay later shopping app that, apparently, don't credit check. They allow you to pay over 4 instalments and they send your item once you've made the first payment.
It's really easy and quick to open a current account with Monzo and if you use the link you'll get ยฃ5 deposited into your account instantly!
Click the link, sign up by following the instructions, wait a day or two for your Monzo card to arrive, as soon as you use it you'll get ยฃ5 added to your account!
If you use my Zilch referral code you could even link your Monzo card to your Zilch account and turn the ยฃ5 Monzo reward into ยฃ20 (using Zilch's "but now pay later") as well as getting the ยฃ10 reward from Zilch! Netting you ยฃ30!
I can send you step by step instructions if you want to try this and want some help, but it's pretty easy once you have the apps open.
Monzo referral:
Zilch referal: