To welcome you in, weโre giving you a 0.26% boost to your interest rate. Your exclusive 0.26% AER boost is applied on top of your existing Chip Instant Access interest rate (4.01% variable) for 90 days. All you need to do is enter your email address, join Chip now and deposit ยฃ5000 or more into an eligible account. Hold your deposit for 30 days to qualify.