By sending this invitation, you agree that you will personally send the messages and you will not use bots or similar automated processes to send messages by mass distribution. Earn up to $500 in Amazon Gift Cards: You can receive a $50 Amazon Gift Card for each friend you refer through this Refer-A-Friend offer who is approved for the card. Maximum bonus accumulation for this offer is $500 in Amazon Gift Card value in a calendar year. You may earn bonus Amazon Gift Cards up to the stated maximum for each offer, however, please note that if you take advantage of multiple opportunities within one calendar year the maximum value of bonus Amazon Gift Cards that can be awarded from all referral offers is $500 per calendar year. In the event the bonus Amazon Gift Cards you earn from all referral offers exceeds the $500 per calendar year limit, you may be awarded a partial amount to keep your total bonus at the total value of $500. For example, if you have already accumulated $470 in Amazon Gift Cards from refer-a-friend offers that calendar year and the maximum is $500 in Amazon Gift Cards per calendar year then the next award will be a $30 Amazon Gift Card even if the offer states $50 Amazon Gift Card. The value of this offer or program may result in miscellaneous income received from Chase and Chase may be required to send you, and file with the IRS, a Form 1099-MISC (Miscellaneous Information) or Form 1042-S (Foreign Person’s U.S. Source Income Subject to Withholding) for the year in which you participate and are awarded the benefits of the offer/program. You are responsible for any tax liability related to participating in the offer/program. Please consult your own tax advisor if you have any questions about how this could affect your taxes. This offer is subject to change and may be cancelled at any time without notice. To be eligible for this bonus offer, your Amazon Visa credit card account must be open and not in default at the time of fulfillment. Upon the new cardmember’s approval for the Amazon Visa, the $50 Amazon Gift Card will be loaded into your account. Due to the confidential nature of the credit approval process, neither Amazon nor Chase can disclose information on who has applied, nor will you be notified whether Chase approves or declines any application(s) from the individual(s) you refer. Chase employees are not eligible to refer friends for this promotional offer. Amazon, the logo, the smile logo, and all related logos are trademarks of , Inc. or its affiliates

Eligibility The Refer a Friend Program (“Referral Program”) is open to primary account holders with an open eligible Capital One card in good standing (e.g., not suspended, restricted, delinquent, or otherwise in default). You will not be able to access the Referral Program through the mobile app unless you are using the most up-to-date version of the mobile app. When you share your referral link, you will reveal that you have a product with Capital One. Referral Program offers are not available if you are a Capital One call center employee or an employee of Capital One Bank branches or Cafés. Bonus Fulfillment Referral offers and referrals bonuses are individual to you and cannot be transferred. You can refer friends and family to Capital One at any time, but referral bonus amounts are individual offers which are only available for a limited time. In order to receive a referral bonus: (1) Your friend must use the referral link you sent them, and complete the application process through that link for you to receive a bonus. (2) Your friend must be approved for a Capital One card. (3) Your friend must be a new Capital One card customer. This means they cannot have a Capital One Consumer Branded or Small Business card currently open for which they are the Primary account holder. (4) Your account must be open and in good standing to receive a bonus. It may take up to 8 weeks after a friend is approved to see a referral bonus reflected in your account. Bonuses count toward the maximum bonus for the year in which you receive the bonuses and not when you made the referral. If the bonus you earn from the Referral Program exceeds the maximum allowable bonus, you may receive a bonus in a partial amount to keep the total bonus for the calendar year at the maximum allowable bonus amount. If you participate in the Referral Program through an eligible Cash Back rewards card or a card that doesn’t earn rewards, the maximum bonus you can receive in a calendar year is $500. If you participate in the Referral Program through Venture X, the maximum bonus you can receive in a calendar year is 100,000 miles which is equal to $1,000 when redeemed for travel expenses. If you participate in the Referral Program through Venture or Venture One, the maximum bonus you can receive in a calendar year is 50,000 miles, which is equal to $500 when redeemed for travel expenses. Bonus may be subject to tax-related reporting for the year you receive it, we may be required to send you, and file with the IRS, Form 1099-MISC. Please consult with a tax advisor for questions about the impact of this form.

You will receive a $100 statement credit referral reward if a person applies online for the specific offer you send via the digital link provided and is approved by 11:59pm ET, December 31, 2025. Phone, mail-in, and other digital applications are not eligible for referral rewards. Maximum of $500 in referral rewards per calendar year. You are not eligible to refer if you have a Discover it® Secured Credit Card, or Discover it® Business Card. For other product types, eligibility will not begin until your account has been opened for at least one billing cycle. Your account may not always be eligible for account must be open and in good standing to receive your referral reward. Each eligible referral will receive a $100 statement credit after making a purchase within three months of opening a new Discover account. A Balance Transfer or Cash Advance does not qualify as a purchase. Existing Primary Discover cardmembers and those who have opted out of receiving marketing communications from Discover are not eligible referrals. You will not be notified whether a specific referral was approved or declined. Please allow up to 1-2 billing periods for the statement credit to post to your account after each referral is approved. Statement Credits you receive may be taxable to you. Please contact your tax advisor. Offer may not be combined with any other introductory offer.