Become a Discover Cardmember and get a $100 Statement Credit when you make your first purchase within three months. Then, earn rewards with every purchase after that. Discover has low interest rates, regularly raises credit limit without having to inquire or pull your credit, and also has zero fees on international purchases in stores with the Diners Club logo. Additionally, Discover allows you to do cash over on many transactions in major stores, to take out cash like a debit card.