Airtime Rewards is a good way of getting money off your mobile phone bill if you're with a participating network, and you probably are. You can earn cashback if you add your cards to Airtime Rewards and spend at a qualifying retailer, and this cashback can be redeemed in increments of £10 towards a discount off your mobile bill. Right now, there are a lot of good offers on Airtime Rewards and using my referral link will give you a boost by adding £1 to your wallet if you spend at a participating retailer after signing up to Airtime Rewards. Do you regularly travel by train in the UK? If so, sign up to LNER - you can get an incredible 8% cashback through Airtime Rewards if you book your tickets through them!

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If you'd like to leave managing your retirement fund to the professionals at an investment firm (such as BlackRock), Penfold's SIPP is the right pension for you. The best part is that they're currently offering a £25 reward if you join using a referral link and deposit £25 into your pension. You won't see this money anytime soon unless you're on the brink of retirement age or unfortunate enough to end up terminally ill, but your investment gains will compound over time, so this will give your retirement savings a nice little boost, and you're not obligated to stay with Penfold so you can either stay and refer others, or transfer your Penfold SIPP to a pension provider that suits your needs.

PickMyPostcode is an amazing free lottery! You won't become rich from it, but if you remember to check the draws on a daily basis, there's a chance that you could get a couple of hundred pounds from it over the course of a few years. The site is funded from ad revenue and is completely free! You get around 15 chances to win on a daily basis, including on weekends! You can also boost your winnings by adding to your bonus (which is paid when you win), which you can do by participating in surveys, joining sites on their offer wall (40p for signing up to their sister lotteries) and checking the draws! The best part? They've designated 100,000 postcodes as Golden Postcodes, and if you're in one of those postcodes and sign up using my referral link, we'll both get a tenner. Easy, right? Exactly, so why don't you sign up using my referral link? You have a 6% chance of being in a Golden Postcode - and that's actually a pretty good chance!