👈 FREE 💰 Step starts you off with your own bank account that you can manage easily with the Step app. You'll be able to spend your money using your Step Card and send and receive money from friends and family. Plus, there are no fees and your money is secure. "Step is built so we don't have to charge you fees. There are no monthly, overdraft, ATM or late fees and no minimum balance required." * Credit Builder: Each time you use your Step Card, it reflects positively on your credit history and helps build up your credit. Having a positive credit score is a foundational element for financial success and traditional debit cards do not contribute to your credit score in any way. 💰 Get $5 for each friend that signs up with your referral link or code. Your friend will get $5 too. * Note: Friends who sign up with a VoIP number like Google Voice or TextNow are not eligible for referral rewards. * You can only send referrals to people who don’t have a Step account yet, and they’ll need to complete all steps within 14 days! * If you're 18 and under, you can join Step Squad! As part of Step Squad, you can earn double rewards for each referral. To qualify for Step Squad, you’ll need to meet the following criteria: - 3 successful referrals. - 1 peer-to-peer payment sent. - 1 transaction with your Step Card.