McMoney is an SMS tool that lets you earn a bit of cash just by receiving text messages. The goal of the company behind McMoney is to test and improve worldwide communication. McMoney is pretty easy to use. Simply download and install the app, register with your phone number, and then start receiving text messages from them once in a while. This seems to be a pretty chill way to earn some money—and you don’t even have to lift a finger much after you get your phone number verified by them.. If you use ref code, you receive 0,18 cent