Hey, so I've used this myself and it took <10mins and I ended up with 30 real dollars so now I'll use this opportunity for myself to get more (wee!). You get $30, I get $30. First, you use this link to sign up for Rakuten.
And then you just need to make a minimum $30 purchase through Rakuten before the date they provide (for me it was within 3 months). I did a $30 purchase on an Esso Gift Card which was getting 1% cashback through Rakuten, which I was going to spend anyways for my gas. So I basically got free gas and 1% cashback.
If you're wary of signing up for Rakuten because it seems like too good of a deal to make sense, so was I. And so I did loads of research. Essentially, they get to claim responsibility for your purchases when you go through them and then they get to turn that around for commission. And then we are incentivized to use Rakuten by getting a cut of that. Sure, 1% or 2% back isn't huge but if you're smart about it and wait for Rakuten to bump a cashback to 10% (or even 20% like at Petsmart right now), it can really add up.
Happy shopping, all!
Bonus: they make it very easy to opt out of them sharing your data. Just go to Settings -> Privacy Preferences.
Hey! Wealthsimple is Canada's first $0 commission stock trading app โย sign up now using my referral code and we'll both get a $25 bonus to trade. You need to fund at least one dollar for the referral bonus and that's it.
Plus, they will also usually have a bonus promo like an iPhone or Mac if you move over 100k to them or 1-2% cashback for under 20K deposited depending on what type of account. This also includes crypto trading.
Wealthsimple Cash (their prepaid card) is also now integrated into the app and they have a WealthSimple Credit Card with NO fee depending on if you set-up direct deposit or have over a certain amount with them, which has 2% cashback and no FX fees.
I've been using them for a few years now and what I like the most about them is that I can just hold cash in their cash account and it gives over 2% cashback (I'm lowballing here in case it goes down in the future since right now it's at 3%) just sitting there with no minimum amount and it's easy to withdraw.
So if you're interested, you can use the referral info