$50 welcome offer +bonus $400 : my referral to open no fee chequing account AND 2. deposit $100 within 6 months of account opening and keep it for minimum 30 days. you get $50 for doing step 1 and 2 . 3. Get additional $400 when you add an eligible direct deposit of at least $100 a month for straight 3 payroll,pension or employment insurance should do trick. will get your $50 cash bonus 15 business days after you meet condition of refer a friend program and your $400 cash bonus 6 month after you meet condition of No fee account offer mentioned above .