Apply for an American Express Blue Cash Card with this link. With your new Card, you earn a welcome bonus (including buy now, pay later offer!). This is a great card to have in general and they often offer promos to get a free year of the preferred cash card (I use everyday)
NO ATM fees – in the U.S. or abroad!
Charles schwab is one of the of the only banks to offer this, the referral bonus is not applicable to everyone, but is nice icing on the cake.